Products

Health Insurance

Health Insurance

At Royal Associates Health Division, we work with Individuals, SME’s and corporate employers to develop customized health benefits plans that best suits their specific needs. Among Our Health Insurance include: Individual/ Family Health Insurance We value your life as an individual by offering the following covers to take care of your health and that of […]

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Goods on Transit INsurance

Commercial General Cartage Motor Insurance

Royal Motor commercial/General Cartage Policy cover is aimed at proving unique motoring risks solutions to our clients. Our innovative policy provides tailor made cover to protect the motorists against the risks of theft, accidental loss of or damage to the motor vehicles. The cover also includes legal liability to third parties arising from use of […]

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Trade risks- Trade credit Insurance

Trade risks- Trade credit Insurance

Trade Credit Insurance provides indemnification for the non-payment of trade debts. Policies can be tailored according to a clients’ individual requirements, embracing not only insolvency risk on goods delivered, but also pre-delivery costs, the non-honouring of Letters of Credit, or non-delivery of pre-paid goods. With Trade Credit Insurance in place, companies can generally extend more […]

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Agri business & Weather Risks1

Agri business & Weather Risks

Traditional Agriculture insurance offers protection against events such as floods and storms. However, recently, a new form of agri. Insurance has been developed to offer protection against the effects of seasonal weather patterns such as temperature, rainfall or sunshine. These factors can have a major influence on corporate results and many firms publicly acknowledge this. […]

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Bankers Comprehensive Crime Insurance

Bankers Comprehensive Crime Insurance

Banks and other financial institutions face a higher level of exposure to financial loss resulting from criminal behaviour than most other institutions. Employee theft, embezzlement, forgery, hold up and fraud are all real risks in today’s business environment and even more so in the financial sector. Comprehensive Bankers Blanket Bond provides comprehensive cover for crime […]

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personal accident insurance

Public + Products Liability

Every day we are experiencing accidents in our business environment that injure, hurt or even kill third parties around us. Third party properties could also be destroyed by our business activities. Our Public/ product liability cover provides indemnity against legal liability to third parties in respect of accidental death, bodily injury and / or illness […]

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Professional Indemnity

Professional Indemnity

The policy provides on behalf of the insured all sums which the insured becomes legally obligated to pay as damages by reason of liability arising out of any negligent act, error, mistake, or omission in the rendering of or failure to render professional services for others in the insured’s capacity as a professional. Reasonable legal […]

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money insurance

Fidelity Guarantee

Indemnity against direct pecuniary loss resulting from fraud or dishonesty of employees. Fidelity guarantee may be bought by any organization or person who may suffer as the result of the dishonesty, failure in the loyal performance of duty or, in certain cases, the mistake of another. The policy covers the employer against loss of money […]

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Stock Floater

Stock Floater

This policy provides cover for all stocks against loss or damage by fire & Allied perils and theft whilst stored in the insured’s owned or leased premises or in transit anywhere in Kenya. All goods belonging to or incidental to the insured’s business or in their custody or transit anywhere in Kenya

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Construction insurance

Contractors All Risk

Builders are increasingly exposed to complex construction risks and they obviously need experienced experts to plan and place their risks appropriately. The contractors all risks policy covers the construction works, construction plant and Machinery/equipment, materials on site, cost of demolition and debris removals, professional fees, Plans and designs etc. The policy will also cover third […]

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Marine and cargo insurance in kenya

Marine Cargo

We offer the best Marine cargo cover in Kenya. You have the option to either take it up on a case-by-case basis or as an annual policy. Marine Cargo Insurance policy provides indemnity against loss or damage for goods being transported by sea or air and incidental land transportation. Coverage is meant for transportation of […]

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machinery breakdown1

Machinery Breakdown Insurance

Machinery Breakdown Insurance Indemnity against any unforeseen physical loss of or damage to the specified plant as a result of any cause not excluded by the policy. The purpose of machinery insurance is: To cover the cost of repairing or replacing breakdown or losses to machinery

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Goods on Transit

Goods In Transit

All risks of loss of or damage to goods in transit anywhere in East Africa while in transit by road, rail or any inland waterway within the geographical area set out in the policy GOODS COVERED – All goods belonging to or incidental to the insured business or in their custody or control

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plate glass insurance

Plate Glass Insurance

The policy provides indemnity to the insured against loss and/or destruction/damage to glass including louvre venting, partitions and roof lights by accident or misfortune of a accidental nature. There are options either to replace the broken glass according to description or to pay the sum equivalent to the value of the broken glass at the […]

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