This policy provides coverage to electronic equipment including computers against sudden and unforeseen physical damage to the equipment in a manner necessitating repair or replacement. Electronic equipment constitutes all electrical equipment that consumes low electrical current. Cover includes mechanical or electrical breakdown, faulty materials, faulty design, lightning and over voltages.
The Electronic Insurance covers also extends to cover:
- Restoration of data ie reprogramming the equipment and reinstalling file
- Increase Costs ie Hire of replacement equipment, payment of overtime to staff.