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Money Insurance

Indemnity/cover against loss of money and damage to safe or strong room damaged in the course of theft of money Definition of Money: Cash, bank notes, current postage and revenue stamps, gift vouchers, travellers cheques, foreign currency equivalent and any documents or instruments exchangeable for cash or goods at their face value. This policy covers […]

Industrial All Risk

For large Industrial operators with machinery and equipments highly susceptible to breakdown, it will be ideal to take an Industrial All Risks cover in place of the traditional Fire and perils and fire Business interruption and, burglary. This is an insurance package which mainly incorporates Fire & Allied Perils, Burglary, Accidental damage and Business Interruption […]

Electronic Insurance

This policy provides coverage to electronic equipment including computers against sudden and unforeseen physical damage to the equipment in a manner necessitating repair or replacement. Electronic equipment constitutes all electrical equipment that consumes low electrical current. Cover includes mechanical or electrical breakdown, faulty materials, faulty design, lightning and over voltages. The Electronic Insurance covers also […]

All Risk Insurance

As the name suggests, all risks policy provides cover against all risks not specifically excluded. Our professionals will arrange for an ideal cover at the most appropriate coste. We will scrutinise the warranties and restrictions to ensure that your protection is not unnecessary prejudiced. The cover will carry all the necessary extensive clauses to ensure […]

Burglary

Burglaries or theft at commercial premises are on increase and the importance of an adequate cover cannot be over emphasised. Burglary cover falls under our property insurance line and as mentioned in the opening section, we will use our expertise to structure an ideal policy to cover your specific requirements. We will negotiate for the […]

Fire Perils Insurance

The basic Fire policy provides indemnity/cover against loss or damage to insured property, caused by fire, lightning and explosion. However, the policy can also be extended to cover riots, strike, malicious damage, storm, earthquake, impact by vehicles, aircraft and other aerial devices, subterranean fire, spontaneous combustion, explosion of industrial boilers and economizers, flooding, water damage […]

Property Insurance

At Royal Associates Insurance, we have a pool of professionals experienced in structuring various policies to cater for various clientsâ€™ specific requirements. We do reviews on a regular basis to take advantage of developments in the insurance market as they occur. We make appropriate improvements in the scope of cover in order to make our […]

Employers Liability Insurance

Legal suits as a result of work places injuries are also becoming a phenomenon. Compensation of injured employees under the WIBA does not prevent them from pursuing a further claim legally under the common law. These type of suits can be a nuisance and very expensive to defend! At Royal Associates Insurance, we offer an […]

Accident Cover

Accidents are not good! Can you imagine the kind of interruptions this kind of unwanted misfortunes courses? Everyone is exposed to a wide spectrum of misfortune through their working environment, travelling, sports, war, terrorist attacks crimes etc. One of the major impacts of these unwelcome events is interruption in life both for individual and their […]

Domestic Package (Royal Home Owners Insurance)

Home owners insurance is part of our property line insurances and our team of experts will be able to design and place an appropriate insurance programme that suits your underlying needs. This policy will protect private home owners against loss or damage to property and liabilities arising out of ownership or occupation of the property […]

Private Motor Insurance

Our Royal Motor Private Policy cover is aimed at proving unique motoring risks solutions to our clients. Our innovative policy provides tailor made cover to protect the motorists against the risks of theft, accidental loss, of or damage to the motor vehicles. The cover also includes legal liability to third parties arising from use of […]